Village and Town of Somers

Street Address
7511 – 12th Street
Kenosha, WI 53144

 

Mailing Address
P.O. Box 197
Somers, WI 53171

 

(262) 859-2822 Tel.
(262) 859-2331 Fax

 

Hours

8:00 am – 4:30 pm

Monday - Friday
 

Map Location

Somers Applies to Participate in National Flood Insurance Program

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Introduction

In 2017, the Village of Somers is moving forward in the process of receiving approval to participate in the National Flood Insurance Program.  Once approved, residents may be eligible to purchase flood insurance from the NFIP (National Flood Insurance Program).

 

What is the status of Somers application?

  1. February 29, 2017 Village Board adopted Ordinance 17-003 A-H “Ordinance to Repeal and Recreate Sections of the General Zoning and Shoreland/Floodplain Zoning Ordinance.
  2. March 21, 2017 approval letter from the State of Wisconsin, Department of Natural Resources.
  3. April 21, 2017 Village of Somers application package was sent to Julia McCarthy, Natural Hazards Program Specialist, FEMA Region 5, Chicago, Illinois from Michelle J. Staff, Floodplain Management Policy Coordinator, Wisconsin Department of Natural Resources.  It included:
  • FEMA Form 086-0-30 Application for Participation in the NFIP
  • Resolution to participate in the National Flood Insurance Program
  • Copy of Village of Somers General Zoning and Shoreland/Floodplain Zoning Ordinance with review and approval from the Wisconsin Department of Natural Resources
  • Legal description of the Village of Somers as of April 18, 2017
  • Copy of Articles of Incorporation

 

FEMA Approval:  Pending

 

What is the National Flood Insurance Program?

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance.  Click here to view information and link to the NFIP website.

 

Where are the floodplains in Somers located?

Throughout the Village, FEMA (Federal Emergency Management Agency) has identified different areas of floodplain.  Click here to view Somers map.

 

Village of Somers Ordinance

Village of Somers Floodplain Ordinance 17-012.  Click here to view.

 

Do you have flood insurance?

Check with your insurance agent to ensure you have adequate coverage.  Make sure your policy covers building structures AND contents.  Contents coverage can be obtained by asking for it.  A home in a floodplain has a 26% chance of experiencing a flood during the life of a 30-year mortgage.  There may be a 30-day waiting period before insurance coverage becomes effective.  If you are in a floodplain, flood insurance is required for any federally-insured mortgage.  For more information on flood insurance and flood emergency services, click here for the Federal Emergency Management Agency (FEMA) website.

 

Contacting your insurance agent

1.    Determine if your property is in a flood zone.  
2.    Estimate value of your home and contents.
3.    Have a clear understanding whether you are covered for flood damage to structure and contents, and from damage caused by sewer back-up.

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